Natural disasters to ensure your appetite

Once the house is well provided for those with little 'of serenity, especially when the storm raging outside. People insure their homes to support their families financially from all types of natural hazards, damage to property. And while most believe that their insurance policies cover, ultimately, only one type of natural disaster, the reality might be exactly the opposite. Here are five types of natural hazards, both your home and your hard-hitPayments, whether insured or not your home.

1. Hurricanes

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hurricane wind damage is quite common in the Gulf of Mexico coast and half of the states. Every year hurricanes cause millions and billions of dollars in property damage. And while in some states, including hurricane damage is the standard policy in most states, the need for more of this natural disaster, in order to adopt a policy to counter used to have you come homeagainst losses caused by hurricanes. 2. Flood flood damage may result either from a rainstorm or the dynamics of water nearby. In any case, the damage of your house will flood again only when you cover an additional Weber purchase your insurance policy or a separate insurance for flood damage. If finance in an area of ​​high flood risk and the use of a mortgage to buy your house from the lender will require flood insurance to buyCover for the loan in the first place. 3. Frozen pipes Frozen pipes can be caused by snowstorms and freezing temperatures for an extended period. Frozen pipes can seriously damage your home because they can cut off water and even heat distribution. be covered by most homeowners insurance house and such damages. However, some insurers refuse, if they prove your claim that the tubes were frozen because they do not permanently maintain the temperature.This can happen when extreme weather conditions outside. So be looking for this unfortunate exception. 4. Landslides With a standard home insurance is not out to damage caused by landslides or mudslides. In some cases the damage caused by debris for possible coverage events may be included but that is if you have one in the first place. If you happen to an area with a high risk of landslides (hills or mountains), we would live betterPurchase insurance as a supplement to your standard policy. However, when the landslide landslide or an earthquake, it is better to have caused an earthquake insurance protection because it covers such damages. 5. Earthquake Earthquakes are a special type of natural disasters that are not included in standard policies. If you want to be protected from damage by an earthquake, you must purchase a separate policy. However, earthquakes often cause more damage with fireor explosion of gas from the cracks of the earth and moving. This damage is covered by a standard homeowners insurance are covered. It would be better if they both live in an area at risk of earthquakes. Natural disasters to ensure your appetite